Health care costs are high and getting higher. Who will pay your bills if you have a serious accident or a major illness? With health insurance, you protect yourself and your family in case you need medical care that has the potential to be very expensive.
There are several different types of individual health insurance. You can get fee-for-service, HMO or PPO plans, but you should know the differences and coverage limitations before making any purchase decision.
Policies differ widely in coverage and cost. I will shop various policies to find the best one for you. I will make sure the policy protects you from large medical costs and does not contain any hidden exclusions or stipulations that you do not understand at the outset.
If your family includes just two adults, it is sometimes less expensive for each of you to have individual coverage than for just one of you to have a family plan. If you have children, or if you might have children soon, you need a family plan. Because situations change, it is important to review your health insurance regularly with your agent.
Cost is not the only consideration when buying health insurance. It is difficult to determine exactly what you will spend per year on health care. You do not know whether you will be sick 6 months from now and need an operation. You also need to consider the benefits of each policy - compare plans carefully for both cost and coverage with your agent.
- Health
- Life
- Disability
- Medicare Supplements
- Accident Coverage
Many of our longtime clients are self-employed individuals, small business owners, and families. We offer only high quality, affordable insurance policies that we stand behind and believe in. If you’ve been disappointed with other insurance companies that didn’t listen to your concerns, we know you’ll be impressed with our knowledge, experience, and ability to tailor a plan that works for you and your budget.
Don’t settle for a recording or automated website quote – talk to a live person who will come to you! I sincerely feel that talking in person is the best way to get a clear idea of your health insurance needs and to help you feel confident in your decision.
My goal is to provide the only the most efficient, friendly, and professional service to each and every customer. Just ask the clients who have stayed with me for years – I am serious about giving you only the best customer service each and every day! I’ll explain everything you need to know about heath insurance, and if you’re ready to look at options, we can set up a time and place that’s convenient for you. Simply call me to schedule a meeting to discuss your questions, concerns, and expectations for individual health insurance. There is no obligation or pressure to buy, so you have nothing to lose!
